Know How to Earn Points across channels from Union Bank | Union Rewards | Union

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Customer Type

New Customer

Existing Customer

Program Type

Gender

Male

Female/Senior Citizen

Minimum AMB of INR 8 Lakhs or NRV of INR 30 Lakhs to be eligible for FIRST Program.

Minimum INR 5 lakhs of Average Quarterly Balance across all Current accounts or Minimum INR 30 lakhs of Net Relationship Value (CASA+TD) across all accounts (with minimum INR 2 lakhs in CA), in the group.

Minimum AMB of INR 2 Lakhs or NRV of INR 10 Lakhs to be eligible for Premia Program.

Minimum AMB of INR 10,000 to be eligible for Prosperity Program.

Maintain Average Monthly group NRV of Minimum INR 5,00,00,000 or SA AMB of Minimum INR 3,00,00,000 to be eligible for Private Program.

Events

Values

Rewards

Account Opening

Applicable Once in a Lifetime

First Beneficiary Fund Transfer

Add first beneficiary and do a fund transfer of minimum INR 6000 via RNB/MB - Applicable Once in lifetime

Bill Pay

Bill pay and recharges each of minimum INR 450 through RNB/MB (Once per biller) - Applicable for maximum of 5 transactions per month

Recurring Payments (SI,SIP,ECS,NACH)

Standing Instructions, SIP, ECS and NACH transactions of minimum INR 7500 - Applicable for maximum of 5 transactions per month

Other Monthly transactions (UPI,IMPS,NEFT,RTGS)

(NEFT/RTGS/IMPS/UPI Transactions of Rs. 300 and above done via RNB/MB) - Max 300 rewardz can be earned per month

ATM transactions

Transacting exclusively at YBL ATM and not on other Bank ATM during the month - Applicable once in a month

Cash Deposit at YBL Cash Deposit Machines

Cash deposit at YBL Cash deposit Machines only - Applicable once in a month

LRS transactions

LRS transactions of minimum INR 7,50,000

Foreign Inward remittances

Inward remittances of INR 2,25,000 and above - Applicable once in a month

FD/RD

FD/RD of minimum INR 75,000 via digital channels(MB/RNB/YES Robot) - Applicable once in a month

MF Online and first online transaction

First online transaction in digitally opened Mutual Fund Account - Applicable once in lifetime

Family Banking Accounts

Opening a family banking account and adding new accounts in the family group - Applicable only on 3 family members addition into the group

Locker

(Opening a new locker) - Applicable once in lifetime

DC - Monthly Spends (in Rs.)

Debit card domestic retail transaction at POS/E-com of minimum INR 200

DC - Monthly International Spends(in Rs.)

Debit card International retail transaction at POS/E-com of minimum INR 200

Loans

Availing a Retail Asset of minimum INR 3,00,000. Applicable only on availing a AL,PL,GL,BL,HL,LAS and LAP (once per loan type with a maximum of 3 times in customer lifetime)